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Columbia Missouri Real Estate ~ Our Prudential Agents
Visit my web site! www.davemcc.com
Dave McConnell, REALTOR®
Dave McConnell
Dave has 24 years of experience in the Midwest in residential and commercial operations in marketing, merchandising, and business ownership, as well as experience developing residential property. He has dealt with details and solved problems in all areas of client service and has won top honors in several fields. He has extensive experience in client satisfaction, business management, and contract negotiations. He will apply this knowledge and expertise to your individual real estate needs to ensure that he is able to find or sell the perfect property for you, whether commercial or residential. You can see from his background that he has the experience and knowledge to handle all of your property needs quickly and efficiently.
Dave enjoys golfing, fishing, landscaping, and many other forms of outdoor recreation. Most of all he enjoys Missouri for its laid-back atmosphere and natural beauty. Married to Beverly and a resident of Boone County since 1995, he has his finger on the pulse of this area. His long time knowledge and appreciation of central Missouri are a real plus in providing individuals and businesses with a pleasant, skilled, and rewarding experience in all their real estate needs.
Office Phone: (573) 449-6200
Mobile/Cell Phone: (573) 881-0173
Fax: (573) 449-6202
Email: Dave@prudentialvision.com
Web Site: DaveMcC.com
US Mail & Office Location:
103B Corporate Lake Place
Columbia, MO 65203
Driving directions to the office:
- In Columbia, MO, take Providence south to Corporate Lake Drive
- Turn right onto Corporate Lake Drive
- Turn right onto Commercial
- We're on the right, behind Columbia Performing Arts Center
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Downsizing versus Renting
In most cases, downsizing is a wiser financial decision than becoming a renter. If you're able to pay for your new home in cash, your housing costs during retirement will be minimal. The price range you should consider depends on a couple of factors:
- How much other money do you have for retirement? You may be willing to buy a considerably less expensive home to free up more money. However, until you run some retirement projections to see where you stand, you won't know how much or little you need to withdraw from your home's equity.
- What do you want to buy? If you want to scale down and move into less expensive housing market, you can probably count on spending much less on your next home.
Downsizing to renting
Some people sell their houses and simply rent in retirement. By selling, you free up all the money invested in your house and make it available for you to live on or do with as you desire. And, when you rent, you have more flexibility to move in the future. If you are considering selling your house and renting in retirement, you should consider exposure to rental inflation. As a renter, unless you live in a unit protected by local rental control ordinances, your monthly rental payment is exposed to inflation. $1,000 per month in rent today may not sound much, but consider that, with just 4 percent annual increases, in 20 years, your rent move to nearly $2,200 per month.
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